2012-03-19 09:00:58

A recent survey concluded that most Americans do not fully understand how today’s credit cards operated and have gotten into debt because of a lack of
understanding.

A) operated and have gotten
B) operate and have gotten
C) operated; going
D) operate; going
E) operated, and have got

The correct answer is B

Explanation: As written, this sentence contains a verb tense error. The sentence should be in present tense, since “today’s credit cards” are still operating today. However, as written, the verb “operated” is in the improper past tense. Choice (B) corrects this error by changing “operated” to the present tense “operate.”